Real Life Financial Story

Once upon a time there was a little village. It was aand yet had a secured source of income. He could
great place to live except for one problem - there wasspend more time with his family and was able to show
no water supply unless it rained! To solve this problemlove and care and to educate his young children.
once and for all, the village chief decided to offer twoSoon, the larger villages nearby heard of the water
contracts to have water delivered to the village on asupply in this little village. Their chiefs also offered
daily basis. He felt that a little competition would keepcontracts to deliver water to the villages on a daily
prices low and that was good for the villagers. Twobasis. Bill confidently volunteered to take on the task.
people volunteered to take on the task and the chiefJack saw this as an opportunity to expand his
awarded the contract to both of them.business. He also volunteered himself.
One of them. Jack, immediately ran out, bought two bigBill immediately began the constructions. He only
steel buckets and began running back and forth theneeded to invest some time and money at the
lake which was lokm away from the village. Hebeginning to construct the pipelines to the villages and
immediately began making money. He worked fromhe would secure a long-term water supply upon the
early morning to late evening carrying water from thecompletion of the pipelines.
lake with his two buckets. Each morning he had to getJack employed more employees to carry the water
up before the villagers awoke to make sure therefrom the nearest lake to the villages. He earned more
was enough water for the village for that day. It wasby delivering water to more villages. However, he also
hard work, but he was very happy to bemakinghad higher commitments as he had to pay even more
money and be able to buy the luxuries for his family.wages to more employees.
The other contractor, Bill, disappeared for a while.As Bill's pipeline construction was completed, he again
Instead of buying more buckets to compete with Jack,offered his high speed,high volume, low cost, and clean
Bill had gone to seek the best construction crews inwater delivery system to those larger villages.
the city and returned four months later with a team ofAgain, the villagers cheered and immediately ran to Bill's
the talented crews. Within a few months his team hadpipelines.
built a large volume stainless steel pipeline whichAs Jack's business was bad, he soon sold off some
connected the village to the lake.of his personal assets to finance his business and to
At the completion of the pipeline construction. Billpay his employees. He also borrowed more money at
announced that his water was cleaner than Jack'sfixed interest rates, sacked a few of his employees to
water, as he knew that there had been complaintscut cost and worked even longer hours himself to
about dirt in Jack's water. Bill also assured the villagersensure sufficient supply of water to the villages.
that he could supply the water 24 hours a day, 7 daysSoon, Bill's pipeline delivery services expanded to all the
a week. Jack could only deliver water on thevillages around the world. Although he only makes a
weekdays as he did not work on weekends. Then Billfew cents per bucket of water delivered, his pipelines
announced that he could charge 50% less than Jackdeliver billions of buckets of water everyday, around
did for this higher quality and more reliable source ofthe world. Regardless of whether he works or not,
water. The villagers cheered and immediately ran forbillions of people consume billions of buckets of water,
the faucet at the end of Bill's pipeline.and all that money pours into his bank account. Bill had
Eventually Jack hired a few employees. Like a lot ofdeveloped a pipeline to deliver money to himself as
employees, they only worked as much as Jack toldwell as water to the villages.
them to. Jack needed to pay them extra overtime ,Bill lived happily ever after with all the time freedom
ages in order to get them to work more. Even whenand financial freedom to enjoy his life and to provide
the business was slow and was making loss, he stillthe best things for his loved ones, while Jack worked
needed to pay the employees wages. Sometimes hehard for the rest of his life, not having time for other
himself needed to work the extra overtime becauseimportant things in life, had financial problems,
he couldn't afford to pay them the overtime wages.unhappiness and family arguments forever after.
Soon, he was working day and night for hisAre you trading time for more money?
businessand had no time to spend with his family.Or are you willing to look at the longer-term and start
Bill, on the other hand, had no employees to pay. Hebuilding a pipeline today to provide yourself with
could spend all his time doing the things he loved andconstant flow of steady income...that will last long after
enjoyed to do without going to work from 9 to 5 daily,you've stopped working on building the pipeline?