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Real Life Financial Story

Once upon a time there was a little village.children.
It was a great place to live except for one
problem - there was no water supply unless itSoon, the larger villages nearby heard of the
rained! To solve this problem once and forwater supply in this little village. Their
all, the village chief decided to offer twochiefs also offered contracts to deliver
contracts to have water delivered to thewater to the villages on a daily basis. Bill
village on a daily basis. He felt that aconfidently volunteered to take on the task.
little competition would keep prices low andJack saw this as an opportunity to expand his
that was good for the villagers. Two peoplebusiness.  He  also  volunteered  himself.
volunteered to take on the task and the chief
awarded  the  contract  to  both  of  them.Bill immediately began the constructions. He
only needed to invest some time and money at
One of them. Jack, immediately ran out,the beginning to construct the pipelines to
bought two big steel buckets and beganthe villages and he would secure a long-term
running back and forth the lake which waswater supply upon the completion of the
lokm away from the village. He immediatelypipelines.
began making money. He worked from early
morning to late evening carrying water fromJack employed more employees to carry the
the lake with his two buckets. Each morningwater from the nearest lake to the villages.
he had to get up before the villagers awokeHe earned more by delivering water to more
to make sure there was enough water for thevillages. However, he also had higher
village for that day. It was hard work, butcommitments as he had to pay even more wages
he was very happy to bemaking money and beto  more  employees.
able  to  buy  the  luxuries  for his family.
As Bill's pipeline construction was
The other contractor, Bill, disappeared for acompleted, he again offered his high
while. Instead of buying more buckets tospeed,high volume, low cost, and clean water
compete with Jack, Bill had gone to seek thedelivery  system  to  those  larger villages.
best construction crews in the city and
returned four months later with a team of theAgain, the villagers cheered and immediately
talented crews. Within a few months his teamran  to  Bill's  pipelines.
had built a large volume stainless steel
pipeline which connected the village to theAs Jack's business was bad, he soon sold off
lake.some of his personal assets to finance his
business and to pay his employees. He also
At the completion of the pipelineborrowed more money at fixed interest rates,
construction. Bill announced that his watersacked a few of his employees to cut cost and
was cleaner than Jack's water, as he knewworked even longer hours himself to ensure
that there had been complaints about dirt insufficient  supply  of water to the villages.
Jack's water. Bill also assured the villagers
that he could supply the water 24 hours aSoon, Bill's pipeline delivery services
day, 7 days a week. Jack could only deliverexpanded to all the villages around the
water on the weekdays as he did not work onworld. Although he only makes a few cents per
weekends. Then Bill announced that he couldbucket of water delivered, his pipelines
charge 50% less than Jack did for this higherdeliver billions of buckets of water
quality and more reliable source of water.everyday, around the world. Regardless of
The villagers cheered and immediately ran forwhether he works or not, billions of people
the  faucet  at  the  end of Bill's pipeline.consume billions of buckets of water, and all
that money pours into his bank account. Bill
Eventually Jack hired a few employees. Like ahad developed a pipeline to deliver money to
lot of employees, they only worked as much ashimself  as  well  as  water to the villages.
Jack told them to. Jack needed to pay them
extra overtime , ages in order to get them toBill lived happily ever after with all the
work more. Even when the business was slowtime freedom and financial freedom to enjoy
and was making loss, he still needed to payhis life and to provide the best things for
the employees wages. Sometimes he himselfhis loved ones, while Jack worked hard for
needed to work the extra overtime because hethe rest of his life, not having time for
couldn't afford to pay them the overtimeother important things in life, had financial
wages. Soon, he was working day and night forproblems, unhappiness and family arguments
his businessand had no time to spend with hisforever  after.
family.
Are  you  trading  time  for  more  money?
Bill, on the other hand, had no employees to
pay. He could spend all his time doing theOr are you willing to look at the longer-term
things he loved and enjoyed to do withoutand start building a pipeline today to
going to work from 9 to 5 daily, and yet hadprovide yourself with constant flow of steady
a secured source of income. He could spendincome...that will last long after you've
more time with his family and was able tostopped working on building the pipeline?
show love and care and to educate his young



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